Sheet template · Finance

Cash Flow Forecast

Map expected cash movement by period with opening balances, inflows, outflows, and projected closing balances.

Small-business owners who want a simple forward-looking view of expected cash timing.

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Structured preview

Cash Flow Forecast at a glance

Preview only6 columns · 3 sample rows
PeriodOpening balanceExpected inflowsExpected outflowsNet cash flowProjected closing balance
October 2026$18,000$9,500$7,200=C4-D4=B4+E4
November 2026=F4$12,000$8,900=C5-D5=B5+E5
December 2026=F5$14,800$11,100=C6-D6=B6+E6

Use this as a planning view, not accounting advice; replace assumptions with the cash timing your business expects.

What's included

  • Period-by-period cash planning
  • Opening and projected closing balances
  • Inflow, outflow, and net cash flow formulas
  • A readable three-period starting forecast

How to use it

  1. 1Choose periods that match how often you review cash.
  2. 2Replace sample inflows and outflows with expected timing, not just annual totals.
  3. 3Review the projected closing balance with the people responsible for your financial decisions.

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